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What to do with your cash if you’re retired or retiring soon

The saying goes, “cash is king,” but having a plan for how to make the most of it during a high-inflation environment is still the best strategy – especially for retirees and near-retirees. Retirement Tip of the Week: If you’re sitting on a lot of cash these days, consider spreading some of it out to make the most of your future retirement income. The Federal Reserve has been steadily increasing the federal-fund rate throughout the year, which does impact the interest rates banks and credit lenders use, but it will still amount to barely a budge for savings accounts.

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