What are they doing differently than the rest of us?
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It’s no secret that many Americans, maybe most, face a serious retirement crunch.
They’ll need to make their money last longer than any previous generation, even if they keep their jobs until age 65, because so many can expect to live to their 80s, 90s or even longer. Yet annuity rates have collapsed, meaning each dollar of savings will go less far than it used to, and Social Security is under pressure. Among all those who are fully retired, half may be living on less than $22,000 a year.
And…
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