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Why the $4,194 Max Social Security Benefit Is a Fantasy
This year, the maximum monthly amount you can receive from Social Security is $4,194. If you’re not familiar with the wage cap, it’s the maximum amount of earnings that Social Security will tax you on in a given year. This year, for example, the wage cap sits at $147,000, so earnings beyond that point aren’t subject to Social Security taxes, and they’re also not factored into future Social Security benefits.
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