David, a caller from Boise, Idaho, turned to “The Ramsey Show” over growing money tensions in his eight-year relationship. He told hosts personal finance expert Dave Ramsey and Ken Coleman that he and his girlfriend have accumulated about $60,000 in debt and earn roughly $10,000 a month combined. David described himself as focused on budgeting and debt reduction, while his girlfriend, also 38, is more spontaneous with money. He wants to aggressively pay down the debt, but she prefers that he beg