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Square Tests New Cash App Feature To Let Users Borrow Up To $200

Square Inc's (NYSE: SQ) Cash App is testing a new feature that allows some users to get up to $200 in short-term loans, TechCrunch reported Wednesday.What Happened The Jack Dorsey-led company is running the loan pilot with nearly 1,000 users and the service is likely be rolled out to more people in near future, as the health of the global and domestic economy remains poor, according to TechCrunch.Cash App customers can borrow between $20 and $200 and are expected to pay back in four weeks. A flat fee of 5% applies, which translates into a 60% Annual Percentage Rate.Borrowers will reportedly get a week as a grace period if they fail to pay the loan back after which a non-compounding interest of 1.25% would be applicable. Why It Matters In March, Cash App announced it was donating money to users as the COVID-19 pandemic gripped the global economy.The app has become Square's largest source of revenue in its second quarter and brought in $281 million in gross profit out of a total revenue of $1.2 billion the company earned. Square offers Bitcoin purchase, stock trading, payments, and peer-to-peer money transfer through the Cash App. Price Action Square shares closed 0.56% higher at $139.02 on Wednesday. See more from Benzinga * Peter Thiel's Palantir Plans To Go Public Via Direct Listing Next Month: Report * Amid IPO Plans, Airbnb Revenue Fell 67% In Q2 As Losses Piled Up: Report * Facebook, Snapchat Showed Interest In Buying Dubsmash, As Microsoft Moved On TikTok Deal: Report(C) 2020 Benzinga.com. Benzinga does not provide investment advice. All rights reserved. Read More...

<p class="canvas-atom canvas-text Mb(1.0em) Mb(0)–sm Mt(0.8em)–sm" type="text" content="Square Inc’s (NYSE: SQ) Cash App is testing a new feature that allows some users to get up to $200 in short-term loans, TechCrunch&nbsp;reported Wednesday.” data-reactid=”19″>Square Inc’s (NYSE: SQ) Cash App is testing a new feature that allows some users to get up to $200 in short-term loans, TechCrunch reported Wednesday.

What Happened

The Jack Dorsey-led company is running the loan pilot with nearly 1,000 users and the service is likely be rolled out to more people in near future, as the health of the global and domestic economy remains poor, according to TechCrunch.

Cash App customers can borrow between $20 and $200 and are expected to pay back in four weeks. A flat fee of 5% applies, which translates into a 60% Annual Percentage Rate.

Borrowers will reportedly get a week as a grace period if they fail to pay the loan back after which a non-compounding interest of 1.25% would be applicable. 

Why It Matters

<p class="canvas-atom canvas-text Mb(1.0em) Mb(0)–sm Mt(0.8em)–sm" type="text" content="In March, Cash App announced it was donating money to users&nbsp;as the COVID-19 pandemic gripped the global economy.” data-reactid=”29″>In March, Cash App announced it was donating money to users as the COVID-19 pandemic gripped the global economy.

The app has become Square’s largest source of revenue in its second quarter and brought in $281 million in gross profit out of a total revenue of $1.2 billion the company earned. 

Square offers Bitcoin purchase, stock trading, payments, and peer-to-peer money transfer through the Cash App. 

Price Action 

Square shares closed 0.56% higher at $139.02 on Wednesday.

 

<p class="canvas-atom canvas-text Mb(1.0em) Mb(0)–sm Mt(0.8em)–sm" type="text" content="See more from Benzinga” data-reactid=”35″>See more from Benzinga

<p class="canvas-atom canvas-text Mb(1.0em) Mb(0)–sm Mt(0.8em)–sm" type="text" content="© 2020 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.” data-reactid=”40″>© 2020 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.

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