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The Moneyist: My sister moved into my apartment and now wants half my stuff

This woman says her parents gave her furniture and kitchen equipment, and now her sister wants to split it 50/50. Read More...

Dear Moneyist,

I have lived with my sister in an apartment we rented together for the last three years, and have finally decided that it’s time to move in with my boyfriend.

We are (ahem, he is) buying a house.

I have been “adulating” for much longer than her, as I dropped out of college due to trauma and started supporting myself on coffee-shop jobs. I have worked very hard and am now a newly minted software engineer at a notable tech startup.

‘The items were gifted to me because I was struggling at the time. I also am putting a large chunk of money towards down payment and closing costs and don’t want to buy new items.’

To that end, when I was starting out my parents gifted me with a lot of their leftover stuff when I got my first apartment, years before I lived with her: pots, pans, dining-room set, couches, etc. They were all given to me when I was getting started. While it might have been a bit of a leg up, I truly needed that stuff at the time.

However, the apartment we got together was her first out of college, so the aforementioned stuff furnished that apartment.

Now that I am leaving, she has decided that I owe her half of the items given to me by our parents. I did not agree to this. The items were gifted to me because I was struggling at the time.

I also am putting a large chunk of money towards down payment and closing costs and don’t want to buy new items because I was guilted into it by my sister. In any other rooming situation, the person leaves with what they brought.

‘My lack of sympathy would change significantly if she was thrown into any sort of financial hardship. But she makes six figures and saves half her income.’

My sister is an economic analyst and makes a ton of money. She saves half of every paycheck. She has never struggled financially. Keeping the things that were given to me will not cause her hardship. Annoyance? Sure.

My lack of sympathy would change significantly if she was thrown into any sort of financial hardship. But she makes six figures and saves half her income. I just got to “comfortable” status, and it was hard won.

Do I owe her half of the “house things” that were gifted to me by my parents or do I leave her with an empty apartment? I don’t think so, but my reasoning is more because she has not struggled in life in any capacity. I have. I know that is not a good reason. What are the reasons for or against?

Pots, pans and Family Politics

Dear Family Politics,

I’m sorry that you have a trauma that led you to drop out of college. It sounds like you have had an uphill struggle to get to where you are now, and you should take time to appreciate everything you have accomplished. It was kind of your parents to help you out, and nice that you have the kind of relationship with your sister that allows you to share an apartment as friends. Don’t take a match to that now. It’s great that your sister saves half her income. That is something to be applauded.

I applaud you too. You have had obstacles to overcome. You have become the person you are today despite what you experienced during your college years. It has made you value success and not take anything for granted. Those pots and pans and furnishings helped you through a difficult time. They have a monetary value, sure, but also hold an emotional connection. They were, of course, more than just wood and tin. They were also an act of generosity and love.

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Sometimes, the clue is in the question. You are already uncomfortable with leaving her with an empty apartment merely because she earns more money than you. You know that this isn’t all about money or who earns more or who has had to struggle more to get to where they are today. It’s good that your sister saves half her income. It’s also about doing what feels right to you. Ask your parents what you should do. They sound like people who would have a good perspective on this situation.

Ultimately, it’s your choice. But let me answer your question with several questions of my own. What action would make you feel good about yourself? What would help your happiness in the long-term — to hold onto these belongings or pass them on to someone else who may need (or even like) them too? What would you like to see when you walk out that door for the last time, an empty apartment or an apartment with enough items that will form the building blocks for someone else’s new life?

You, more than anyone, have learned that the space between adversity or any given situation and our response is freedom. It might be nice for that space to contain a coffee table, pot or pan, or two.

Also see: My dying father gave his girlfriend his debit card to buy food — and she kept on spending

Do you have questions about inheritance, tipping, weddings, family feuds, friends or any tricky issues relating to manners and money? Send them to MarketWatch’s Moneyist and please include the state where you live (no full names will be used).

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Hello there, MarketWatchers. Check out the Moneyist private Facebook group, where we look for answers to life’s thorniest money issues. Readers write in to me with all sorts of dilemmas: inheritance, wills, divorce, tipping, gifting. I often talk to lawyers, accountants, financial advisers and other experts, in addition to offering my own thoughts. I receive more letters than I could ever answer, so I’ll be bringing all of that guidance — including some you might not see in these columns — to this group. Post your questions, tell me what you want to know more about, or weigh in on the latest Moneyist columns.

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