The Value Gap: ‘Bootstraps’ mentality doesn’t work without tackling systemic inequality first, ‘The Black Agenda’ editor says

Low-income people, despite often being seen as one of the groups that would benefit the most from financial-literacy programs, are typically aware of their money problems. 

Yet every April — once designated National Financial Literacy Month, and now called National Financial Capability Month — they’re met with well-meaning lessons and resources…